Payment Innovation Books | Summaries & Audio

Fintech in a Flash

by Agustin Rubini • 2017

Mobile payments, blockchain, and algorithm-driven loans: the new plumbing of global money.

3.64

140

🏦 Financial Services 📱 Digital Banking 💳 Payments Innovation

Fintech in a Flash 91%

Mobile payments, blockchain, and algorithm-driven loans: the new plumbing of global money.

by Agustin Rubini 2017

3.64

140 ratings

🏦 Financial Services 📱 Digital Banking 💳 Payments Innovation

The Digital Banking Revolution

by Luigi Wewege • 2017

FinTech is unbundling banking, service by service. The playbook for fighting back.

3.86

🏦 Digital Banking 💻 Financial Technology ⚡ Industry Disruption

The Digital Banking Revolution 91%

FinTech is unbundling banking, service by service. The playbook for fighting back.

by Luigi Wewege 2017

3.86

21 ratings

🏦 Digital Banking 💻 Financial Technology ⚡ Industry Disruption

Breaking Banks

by Brett King • 2014

Physical bank branches are dying. Their replacements are apps built by coders who own no vaults.

3.68

140

🏦 Digital Banking 💥 Fintech Disruption 📱 Branchless Banking

Breaking Banks 91%

Physical bank branches are dying. Their replacements are apps built by coders who own no vaults.

by Brett King 2014

3.68

140 ratings

🏦 Digital Banking 💥 Fintech Disruption 📱 Branchless Banking

The FINTECH Book

by Susanne Chishti • 2016

FinTech isn't just disrupting banking. It's rewriting who participates in the global economy.

3.46

252

📱 Fintech 🏦 Banking Innovation 🔄 Digital Transformation

The FINTECH Book 91%

FinTech isn't just disrupting banking. It's rewriting who participates in the global economy.

by Susanne Chishti 2016

3.46

252 ratings

📱 Fintech 🏦 Banking Innovation 🔄 Digital Transformation

Cloudmoney

by Brett Scott • 2022

Cash blocks total surveillance of your spending. Banks and tech firms are dismantling it together.

3.66

480

💳 Digital Payments 🏦 Cashless Society 👁️ Financial Surveillance

Cloudmoney 90%

Cash blocks total surveillance of your spending. Banks and tech firms are dismantling it together.

by Brett Scott 2022

3.66

480 ratings

💳 Digital Payments 🏦 Cashless Society 👁️ Financial Surveillance

Bank 3.0

by Brett King • 2012

Customers check phones twice daily and branches twice yearly. Banks are built for the opposite.

3.63

384

🏦 Retail Banking 💻 Digital Transformation 📱 Fintech

Bank 3.0 90%

Customers check phones twice daily and branches twice yearly. Banks are built for the opposite.

by Brett King 2012

3.63

384 ratings

🏦 Retail Banking 💻 Digital Transformation 📱 Fintech

Bank 4.0

by Brett King • 2018

Banking is leaving the building. The companies winning never had branches to begin with.

4.07

606

💳 Fintech 🔄 Digital Transformation 🔗 Platform Ecosystems

Bank 4.0 89%

Banking is leaving the building. The companies winning never had branches to begin with.

by Brett King 2018

4.07

606 ratings

💳 Fintech 🔄 Digital Transformation 🔗 Platform Ecosystems

Digital Bank

by Chris Skinner • 2013

A bank is no longer a place. It is a platform. What that demands of the industry.

3.71

237

🏦 Digital Banking 💻 Financial Technology 📱 Mobile Banking

Digital Bank 89%

A bank is no longer a place. It is a platform. What that demands of the industry.

by Chris Skinner 2013

3.71

237 ratings

🏦 Digital Banking 💻 Financial Technology 📱 Mobile Banking

Bank 2.0

by Brett King • 2010

The banking business model is broken. The replacement is already in your pocket.

3.61

193

🏦 Retail Banking 💼 Financial Services 🔄 Digital Transformation

Bank 2.0 89%

The banking business model is broken. The replacement is already in your pocket.

by Brett King 2010

3.61

193 ratings

🏦 Retail Banking 💼 Financial Services 🔄 Digital Transformation

The Money Hackers

by Dan P. Simon • 2020

Banking's biggest disruption came from coders who just wanted to split a dinner bill without cash.

3.97

272

🚀 Startup Disruption 📉 2008 Financial Crisis 📱 Mobile Payments

The Money Hackers 89%

Banking's biggest disruption came from coders who just wanted to split a dinner bill without cash.

by Dan P. Simon 2020

3.97

272 ratings

🚀 Startup Disruption 📉 2008 Financial Crisis 📱 Mobile Payments

Strategic Management of Technological Innovation

by Melissa A. Schilling • 2000

Where breakthroughs originate, when to jump in, and why sharing tech sometimes beats protecting it.

3.83

236

🔄 Innovation Management 📊 Technology Adoption 🔬 R&D Management

Strategic Management of Technological Innovation Summary

Strategic Management of Technological Innovation 88%

Where breakthroughs originate, when to jump in, and why sharing tech sometimes beats protecting it.

by Melissa A. Schilling 2000

3.83

236 ratings

🔄 Innovation Management 📊 Technology Adoption 🔬 R&D Management

Blockchain Revolution

by Don Tapscott • 2016

The technology inside Bitcoin could replace banks, rewrite business, and reinvent how we govern.

3.39

5k+

🔗 Cryptocurrency 💳 Financial Technology 🌐 Decentralized Systems

Blockchain Revolution 88%

The technology inside Bitcoin could replace banks, rewrite business, and reinvent how we govern.

by Don Tapscott 2016

3.39

5k+ ratings

🔗 Cryptocurrency 💳 Financial Technology 🌐 Decentralized Systems

Democratizing Innovation

by Eric von Hippel • 2005

Innovation's hidden engine isn't corporate R&D. It's users, and companies that ignore them lose out.

3.62

617

👥 User Innovation 🔓 Open Innovation 📈 Innovation Economics

Democratizing Innovation 88%

Innovation's hidden engine isn't corporate R&D. It's users, and companies that ignore them lose out.

by Eric von Hippel 2005

3.62

617 ratings

👥 User Innovation 🔓 Open Innovation 📈 Innovation Economics

DeFi and the Future of Finance

by Campbell R. Harvey • 2021

Banks replaced by code, middlemen by protocols: the blockchain remaking of global finance.

3.50

597

🪙 Cryptocurrency 📱 Fintech ⛓️ Blockchain

DeFi and the Future of Finance 88%

Banks replaced by code, middlemen by protocols: the blockchain remaking of global finance.

by Campbell R. Harvey 2021

3.50

597 ratings

🪙 Cryptocurrency 📱 Fintech ⛓️ Blockchain

The Business Model Navigator

by Oliver Gassmann • 2013

Nearly every breakthrough business model remixes the same 55 patterns. A method for finding yours.

4.10

455

🏗️ Business Model Innovation 🏢 Corporate Innovation 🔧 Innovation Frameworks

The Business Model Navigator 88%

Nearly every breakthrough business model remixes the same 55 patterns. A method for finding yours.

by Oliver Gassmann 2013

4.10

455 ratings

🏗️ Business Model Innovation 🏢 Corporate Innovation 🔧 Innovation Frameworks

The Internet of Money

by Andreas M. Antonopoulos • 2016

Why money no longer needs a king: the network where any community mints its own currency.

4.05

4k+

💰 Cryptocurrency 🏛️ Monetary Systems 🔗 Peer-To-Peer Networks

The Internet of Money 88%

Why money no longer needs a king: the network where any community mints its own currency.

by Andreas M. Antonopoulos 2016

4.05

4k+ ratings

💰 Cryptocurrency 🏛️ Monetary Systems 🔗 Peer-To-Peer Networks

Web 2.0

by Amy Shuen • 2007

Your users are your best asset: why giving products away builds billion-dollar businesses.

3.32

149

🏗️ Platform Economics 🔗 Network Effects 🆓 Freemium Models

Web 2.0 88%

Your users are your best asset: why giving products away builds billion-dollar businesses.

by Amy Shuen 2007

3.32

149 ratings

🏗️ Platform Economics 🔗 Network Effects 🆓 Freemium Models

Open Innovation

by Henry Chesbrough • 2003

The old R&D model is dead. Ideas come from everywhere. Companies that don't open won't survive.

3.87

303

🔧 Innovation Management 🧩 Business Model Design 📜 Intellectual Property Strategy

Open Innovation 88%

The old R&D model is dead. Ideas come from everywhere. Companies that don't open won't survive.

by Henry Chesbrough 2003

3.87

303 ratings

🔧 Innovation Management 🧩 Business Model Design 📜 Intellectual Property Strategy

The Truth Machine

by Michael J. Casey • 2018

Trust used to require banks and governments. A shared digital record is making them optional.

3.67

1k+

🔗 Blockchain 🪙 Digital Currency 🏗️ Trust Infrastructure

The Truth Machine 88%

Trust used to require banks and governments. A shared digital record is making them optional.

by Michael J. Casey 2018

3.67

1k+ ratings

🔗 Blockchain 🪙 Digital Currency 🏗️ Trust Infrastructure

The Mesh

by Lisa Gansky • 2010

Selling access beats selling ownership. One product, dozens of transactions, and the customers stay.

3.66

1k+

🤝 Sharing Economy 💡 Business Model Innovation ♻️ Circular Economy

The Mesh 88%

Selling access beats selling ownership. One product, dozens of transactions, and the customers stay.

by Lisa Gansky 2010

3.66

1k+ ratings

🤝 Sharing Economy 💡 Business Model Innovation ♻️ Circular Economy

Beyond Bitcoin

by Simon Dingle • 2022

Bitcoin was the rehearsal. Smart contracts now replace banks, and the money is already moving.

3.90

121

🔗 Decentralized Finance 💰 Cryptocurrency 🤝 Trustless Systems

Beyond Bitcoin 88%

Bitcoin was the rehearsal. Smart contracts now replace banks, and the money is already moving.

by Simon Dingle 2022

3.90

121 ratings

🔗 Decentralized Finance 💰 Cryptocurrency 🤝 Trustless Systems

Hijacking Bitcoin

by Roger Ver • 2024

Bitcoin was hijacked. Not by governments or banks, but by a handful of its own developers.

4.21

306

🪙 Cryptocurrency 🤝 Peer-To-Peer Cash 🏴 Financial Sovereignty

Hijacking Bitcoin 88%

Bitcoin was hijacked. Not by governments or banks, but by a handful of its own developers.

by Roger Ver 2024

4.21

306 ratings

🪙 Cryptocurrency 🤝 Peer-To-Peer Cash 🏴 Financial Sovereignty

Innovation

by Mark Dodgson • 2010

Most innovations fail, and the pattern of those failures is not a bug but a design feature.

3.28

190

📚 Innovation Studies 🔄 Organizational Change 🤖 Technology And Society

Innovation 88%

Most innovations fail, and the pattern of those failures is not a bug but a design feature.

by Mark Dodgson 2010

3.28

190 ratings

📚 Innovation Studies 🔄 Organizational Change 🤖 Technology And Society

The Innovator's Solut!on

by Clayton M. Christensen • 2003

The exact playbook for making your next growth initiative a 37% winner, not a 6% also-ran.

4.06

14k+

🌀 Disruptive Innovation 🧭 Innovation Strategy 👁️ Customer Insight

The Innovator's Solut!on 88%

The exact playbook for making your next growth initiative a 37% winner, not a 6% also-ran.

by Clayton M. Christensen 2003

4.06

14k+ ratings

🌀 Disruptive Innovation 🧭 Innovation Strategy 👁️ Customer Insight

The Entrepreneurial State

by Mariana Mazzucato • 2011

The state funded the tech inside every iPhone. The private sector took the credit.

3.94

3k+

🏛️ Innovation Policy 🧬 Technology History 💰 Public Funding

The Entrepreneurial State 88%

The state funded the tech inside every iPhone. The private sector took the credit.

by Mariana Mazzucato 2011

3.94

3k+ ratings

🏛️ Innovation Policy 🧬 Technology History 💰 Public Funding

Mapping Innovation

by Greg Satell • 2017

Not every innovation problem needs disruption. The map for picking the strategy yours does.

3.90

240

🏢 Corporate Innovation 🗺️ Innovation Strategy 💥 Disruptive Innovation

Mapping Innovation 88%

Not every innovation problem needs disruption. The map for picking the strategy yours does.

by Greg Satell 2017

3.90

240 ratings

🏢 Corporate Innovation 🗺️ Innovation Strategy 💥 Disruptive Innovation

The Industries of the Future

by Alec J. Ross • 2016

Robotics, genomics, code, and cyberwar: the next economy's winners and losers, mapped.

3.96

8k+

🌐 Emerging Technologies 🤖 Labor Automation 💰 Digital Currencies

The Industries of the Future 88%

Robotics, genomics, code, and cyberwar: the next economy's winners and losers, mapped.

by Alec J. Ross 2016

3.96

8k+ ratings

🌐 Emerging Technologies 🤖 Labor Automation 💰 Digital Currencies

Cryptocurrency (WIRED guides)

by Gian Volpicelli • 2021

A cypherpunk rebellion against banks became a parallel financial system governments now mimic.

3.83

132

🪙 Digital Currency ⛓️ Blockchain Technology 🏦 Decentralized Finance

Cryptocurrency (WIRED guides) 88%

A cypherpunk rebellion against banks became a parallel financial system governments now mimic.

by Gian Volpicelli 2021

3.83

132 ratings

🪙 Digital Currency ⛓️ Blockchain Technology 🏦 Decentralized Finance

The Innovation Stack

by Jim McKelvey • 2020

Great companies don't disrupt. They layer innovations into interlocking systems no rival can copy.

4.22

2k+

🏗️ Business Innovation 🏰 Competitive Moats 🌊 Market Creation

The Innovation Stack 88%

Great companies don't disrupt. They layer innovations into interlocking systems no rival can copy.

by Jim McKelvey 2020

4.22

2k+ ratings

🏗️ Business Innovation 🏰 Competitive Moats 🌊 Market Creation

The Prosperity Paradox

by Clayton M. Christensen • 2019

Poverty's cure is not aid. It is a business model aimed at people the market ignores.

4.27

1k+

🌍 Economic Development 🏗️ Market Creation 🔄 Disruptive Innovation

The Prosperity Paradox 87%

Poverty's cure is not aid. It is a business model aimed at people the market ignores.

by Clayton M. Christensen 2019

4.27

1k+ ratings

🌍 Economic Development 🏗️ Market Creation 🔄 Disruptive Innovation

Digital Gold

by Nathaniel Popper • 2015

A currency invented by a ghost, adopted by drug dealers, and pursued by Wall Street billionaires.

4.14

7k+

💰 Cryptocurrency History 💳 Fintech 📰 Tech Journalism

Digital Gold 87%

A currency invented by a ghost, adopted by drug dealers, and pursued by Wall Street billionaires.

by Nathaniel Popper 2015

4.14

7k+ ratings

💰 Cryptocurrency History 💳 Fintech 📰 Tech Journalism

Open Innovation Results

by Henry Chesbrough • 2019

Breakthrough tech, stalled productivity. Open innovation's architect explains what must change.

4.09

🌀 Open Innovation 📉 Productivity Paradox 🏢 Corporate Innovation

Open Innovation Results 87%

Breakthrough tech, stalled productivity. Open innovation's architect explains what must change.

by Henry Chesbrough 2019

4.09

46 ratings

🌀 Open Innovation 📉 Productivity Paradox 🏢 Corporate Innovation

Big Bang Disruption

by Larry Downes • 2014

When a product beats yours on every dimension, your industry doesn't just shrink. It disappears.

3.59

245

🧨 Disruptive Innovation 📈 Exponential Technologies 🔄 Innovation Lifecycles

Big Bang Disruption 87%

When a product beats yours on every dimension, your industry doesn't just shrink. It disappears.

by Larry Downes 2014

3.59

245 ratings

🧨 Disruptive Innovation 📈 Exponential Technologies 🔄 Innovation Lifecycles

The AI Book

by Susanne Chishti • 2020

AI isn't incremental; it's a step change in finance. What investors and entrepreneurs must know now.

3.53

💳 Fintech 🤖 Ai In Finance 📈 Algorithmic Trading

The AI Book 87%

AI isn't incremental; it's a step change in finance. What investors and entrepreneurs must know now.

by Susanne Chishti 2020

3.53

17 ratings

💳 Fintech 🤖 Ai In Finance 📈 Algorithmic Trading

The Innovator's Dilemma

by Clayton M. Christensen • 1997

Good management blinds firms to the cheaper, simpler technologies that eventually replace them.

4.04

61k+

🖥️ Technology Strategy 🏢 Corporate Innovation 🔄 Industry Evolution

The Innovator's Dilemma 87%

Good management blinds firms to the cheaper, simpler technologies that eventually replace them.

by Clayton M. Christensen 1997

4.04

61k+ ratings

🖥️ Technology Strategy 🏢 Corporate Innovation 🔄 Industry Evolution

What Would Google Do?

by Jeff Jarvis • 2009

The internet's most successful company wrote a playbook, and it has nothing to do with search.

3.87

11k+

🌐 Internet Business 🏗️ Platform Economics 🔓 Open Systems

What Would Google Do? 87%

The internet's most successful company wrote a playbook, and it has nothing to do with search.

by Jeff Jarvis 2009

3.87

11k+ ratings

🌐 Internet Business 🏗️ Platform Economics 🔓 Open Systems

The Age of Cryptocurrency

by Paul Vigna • 2015

When the 2008 crash shattered trust in banks, a currency emerged that runs on math alone.

3.83

3k+

💱 Digital Currencies ⛓️ Blockchain Technology 💥 Financial Disruption

The Age of Cryptocurrency 87%

When the 2008 crash shattered trust in banks, a currency emerged that runs on math alone.

by Paul Vigna 2015

3.83

3k+ ratings

💱 Digital Currencies ⛓️ Blockchain Technology 💥 Financial Disruption

WTF?

by Tim O'Reilly • 2017

The economy is now an algorithm, and nobody wrote human well-being into its code.

4.08

2k+

🏗️ Platform Economy 🤖 Algorithmic Management 💼 Future Of Work

WTF? 87%

The economy is now an algorithm, and nobody wrote human well-being into its code.

by Tim O'Reilly 2017

4.08

2k+ ratings

🏗️ Platform Economy 🤖 Algorithmic Management 💼 Future Of Work

Quantum Computing and Blockchain in Business

by Arunkumar Krishnakumar • 2020

Quantum will break your encryption. Two technologies every business must understand before it does.

4.25

⚛️ Quantum Computing 🔗 Blockchain 🔐 Cryptography

Quantum Computing and Blockchain in Business Summary

Quantum Computing and Blockchain in Business 87%

Quantum will break your encryption. Two technologies every business must understand before it does.

by Arunkumar Krishnakumar 2020

4.25

4 ratings

⚛️ Quantum Computing 🔗 Blockchain 🔐 Cryptography

Bitcoin

by Dominic Frisby • 2014

Satoshi Nakamoto solved digital trust without banks. The repercussions are still unfolding.

3.86

693

🕶️ Cypherpunk Ideology 🔗 Blockchain Explained 🪙 Cryptocurrency History

Bitcoin 87%

Satoshi Nakamoto solved digital trust without banks. The repercussions are still unfolding.

by Dominic Frisby 2014

3.86

693 ratings

🕶️ Cypherpunk Ideology 🔗 Blockchain Explained 🪙 Cryptocurrency History

Mission Economy

by Mariana Mazzucato • 2020

State-led missions built the internet and GPS; now turn that force on climate and inequality.

3.85

3k+

💡 Innovation Economics 🏛️ Public Sector Reform 🏭 Industrial Policy

Mission Economy 87%

State-led missions built the internet and GPS; now turn that force on climate and inequality.

by Mariana Mazzucato 2020

3.85

3k+ ratings

💡 Innovation Economics 🏛️ Public Sector Reform 🏭 Industrial Policy

Winning the Right Game

by Ron Adner • 2021

Kodak won the technology battle and still went bankrupt. The killer wasn't a competitor.

4.26

130

💡 Ecosystem Strategy ⚡ Ecosystem Disruption 🔀 Disruptive Innovation

Winning the Right Game 87%

Kodak won the technology battle and still went bankrupt. The killer wasn't a competitor.

by Ron Adner 2021

4.26

130 ratings

💡 Ecosystem Strategy ⚡ Ecosystem Disruption 🔀 Disruptive Innovation

Digital to the Core

by Mark Raskino • 2015

Every industry is becoming a tech industry. The C-suite playbook just expired.

3.81

242

🖥️ Digital Transformation 🔄 Organizational Change 🧭 Digital Leadership

Digital to the Core 87%

Every industry is becoming a tech industry. The C-suite playbook just expired.

by Mark Raskino 2015

3.81

242 ratings

🖥️ Digital Transformation 🔄 Organizational Change 🧭 Digital Leadership

Six Billion Shoppers

by Porter Erisman • 2017

E-commerce took off where roads and trust barely existed, not in rich nations.

4.09

399

🌍 Emerging Market E-Commerce 🏗️ Platform Business Models 💬 Social Commerce

Six Billion Shoppers 87%

E-commerce took off where roads and trust barely existed, not in rich nations.

by Porter Erisman 2017

4.09

399 ratings

🌍 Emerging Market E-Commerce 🏗️ Platform Business Models 💬 Social Commerce

AI in the Financial Markets

by Federico Cecconi • 2023

AI finds market patterns invisible to humans, trades on them instantly, and offers no explanation.

📉 Financial Markets 💻 Fintech 🤖 Algorithmic Trading

AI in the Financial Markets 87%

AI finds market patterns invisible to humans, trades on them instantly, and offers no explanation.

by Federico Cecconi 2023

📉 Financial Markets 💻 Fintech 🤖 Algorithmic Trading

The Startup Way

by Eric Ries • 2017

Startup speed inside slow giants: turning divisions into labs and failure into fuel.

3.98

4k+

🏢 Intrapreneurship 🔄 Lean Startup Methods 🏗️ Organizational Transformation

The Startup Way 87%

Startup speed inside slow giants: turning divisions into labs and failure into fuel.

by Eric Ries 2017

3.98

4k+ ratings

🏢 Intrapreneurship 🔄 Lean Startup Methods 🏗️ Organizational Transformation

The Power of Little Ideas

by David C. Robertson • 2017

The real innovation wins come not from disruption but from complementing your strongest product.

3.88

229

🧭 Innovation Strategy 🔗 Product Ecosystems 🛡️ Low-Risk Innovation

The Power of Little Ideas 87%

The real innovation wins come not from disruption but from complementing your strongest product.

by David C. Robertson 2017

3.88

229 ratings

🧭 Innovation Strategy 🔗 Product Ecosystems 🛡️ Low-Risk Innovation

The Third Wave

by Steve Case • 2016

The Internet's next phase: health care, education, food. Disruptors need the disrupted as partners.

3.67

4k+

📱 Digital Transformation 🚀 Tech Entrepreneurship 🤝 Corporate Partnerships

The Third Wave 87%

The Internet's next phase: health care, education, food. Disruptors need the disrupted as partners.

by Steve Case 2016

3.67

4k+ ratings

📱 Digital Transformation 🚀 Tech Entrepreneurship 🤝 Corporate Partnerships

Exponential Organizations

by Salim Ismail • 2014

New organizations achieve 10x more with 10x less. The architecture is knowable and borrowable.

4.07

5k+

🏗️ Organizational Design 📱 Digital Transformation 💥 Disruptive Innovation

Exponential Organizations 87%

New organizations achieve 10x more with 10x less. The architecture is knowable and borrowable.

by Salim Ismail 2014

4.07

5k+ ratings

🏗️ Organizational Design 📱 Digital Transformation 💥 Disruptive Innovation

The Nature of Technology

by W. Brian Arthur • 2009

Technology is nature harnessed, then endlessly recombined. Each invention fuels the next.

3.95

858

🏛️ Philosophy Of Technology 💡 Innovation Theory 🌀 Complexity Science

The Nature of Technology 87%

Technology is nature harnessed, then endlessly recombined. Each invention fuels the next.

by W. Brian Arthur 2009

3.95

858 ratings

🏛️ Philosophy Of Technology 💡 Innovation Theory 🌀 Complexity Science

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