🏦 Banking Innovation

Explorations of how financial institutions are being reshaped by fintech, cryptocurrency, and new models of lending and investment that challenge centuries-old banking traditions.

The Digital Banking Revolution

by Luigi Wewege • 2017

FinTech is unbundling banking, service by service. The playbook for fighting back.

3.86

🏦 Digital Banking 💻 Financial Technology ⚡ Industry Disruption

The Digital Banking Revolution 94%

FinTech is unbundling banking, service by service. The playbook for fighting back.

by Luigi Wewege 2017

3.86

21 ratings

🏦 Digital Banking 💻 Financial Technology ⚡ Industry Disruption

Bank 3.0

by Brett King • 2012

Customers check phones twice daily and branches twice yearly. Banks are built for the opposite.

3.63

384

🏦 Retail Banking 💻 Digital Transformation 📱 Fintech

Bank 3.0 93%

Customers check phones twice daily and branches twice yearly. Banks are built for the opposite.

by Brett King 2012

3.63

384 ratings

🏦 Retail Banking 💻 Digital Transformation 📱 Fintech

Breaking Banks

by Brett King • 2014

Physical bank branches are dying. Their replacements are apps built by coders who own no vaults.

3.68

140

🏦 Digital Banking 💥 Fintech Disruption 📱 Branchless Banking

Breaking Banks 93%

Physical bank branches are dying. Their replacements are apps built by coders who own no vaults.

by Brett King 2014

3.68

140 ratings

🏦 Digital Banking 💥 Fintech Disruption 📱 Branchless Banking

Fintech in a Flash

by Agustin Rubini • 2017

Mobile payments, blockchain, and algorithm-driven loans: the new plumbing of global money.

3.64

140

🏦 Financial Services 📱 Digital Banking 💳 Payments Innovation

Fintech in a Flash 93%

Mobile payments, blockchain, and algorithm-driven loans: the new plumbing of global money.

by Agustin Rubini 2017

3.64

140 ratings

🏦 Financial Services 📱 Digital Banking 💳 Payments Innovation

Digital Bank

by Chris Skinner • 2013

A bank is no longer a place. It is a platform. What that demands of the industry.

3.71

237

🏦 Digital Banking 💻 Financial Technology 📱 Mobile Banking

Digital Bank 93%

A bank is no longer a place. It is a platform. What that demands of the industry.

by Chris Skinner 2013

3.71

237 ratings

🏦 Digital Banking 💻 Financial Technology 📱 Mobile Banking

The FINTECH Book

by Susanne Chishti • 2016

FinTech isn't just disrupting banking. It's rewriting who participates in the global economy.

3.46

252

📱 Fintech 🔄 Digital Transformation 🌍 Financial Inclusion

The FINTECH Book 93%

FinTech isn't just disrupting banking. It's rewriting who participates in the global economy.

by Susanne Chishti 2016

3.46

252 ratings

📱 Fintech 🔄 Digital Transformation 🌍 Financial Inclusion

Bank 2.0

by Brett King • 2010

The banking business model is broken. The replacement is already in your pocket.

3.61

193

🏦 Retail Banking 💼 Financial Services 🔄 Digital Transformation

Bank 2.0 92%

The banking business model is broken. The replacement is already in your pocket.

by Brett King 2010

3.61

193 ratings

🏦 Retail Banking 💼 Financial Services 🔄 Digital Transformation

Bank 4.0

by Brett King • 2018

Banking is leaving the building. The companies winning never had branches to begin with.

4.07

606

💳 Fintech 🔄 Digital Transformation 🔗 Platform Ecosystems

Bank 4.0 91%

Banking is leaving the building. The companies winning never had branches to begin with.

by Brett King 2018

4.07

606 ratings

💳 Fintech 🔄 Digital Transformation 🔗 Platform Ecosystems

Practical Data Analytics for BFSI

by Mr. Bharat Sikka • 2023

ATM refills, fraud alerts, loan approvals: the data models that run a modern bank.

🏦 Banking Analytics 💼 Financial Services 🗂️ Data Governance

Practical Data Analytics for BFSI Summary

Practical Data Analytics for BFSI 90%

ATM refills, fraud alerts, loan approvals: the data models that run a modern bank.

by Mr. Bharat Sikka 2023

🏦 Banking Analytics 💼 Financial Services 🗂️ Data Governance

Strategic Management of Technological Innovation

by Melissa A. Schilling • 2000

Where breakthroughs originate, when to jump in, and why sharing tech sometimes beats protecting it.

3.83

236

🔄 Innovation Management 📊 Technology Adoption 🔬 R&D Management

Strategic Management of Technological Innovation Summary

Strategic Management of Technological Innovation 90%

Where breakthroughs originate, when to jump in, and why sharing tech sometimes beats protecting it.

by Melissa A. Schilling 2000

3.83

236 ratings

🔄 Innovation Management 📊 Technology Adoption 🔬 R&D Management

Democratizing Innovation

by Eric von Hippel • 2005

Innovation's hidden engine isn't corporate R&D. It's users, and companies that ignore them lose out.

3.62

617

👥 User Innovation 🔓 Open Innovation 📈 Innovation Economics

Democratizing Innovation 90%

Innovation's hidden engine isn't corporate R&D. It's users, and companies that ignore them lose out.

by Eric von Hippel 2005

3.62

617 ratings

👥 User Innovation 🔓 Open Innovation 📈 Innovation Economics

The Business Model Navigator

by Oliver Gassmann • 2013

Nearly every breakthrough business model remixes the same 55 patterns. A method for finding yours.

4.10

455

🏗️ Business Model Innovation 🏢 Corporate Innovation 🔧 Innovation Frameworks

The Business Model Navigator 89%

Nearly every breakthrough business model remixes the same 55 patterns. A method for finding yours.

by Oliver Gassmann 2013

4.10

455 ratings

🏗️ Business Model Innovation 🏢 Corporate Innovation 🔧 Innovation Frameworks

The Money Hackers

by Dan P. Simon • 2020

Banking's biggest disruption came from coders who just wanted to split a dinner bill without cash.

3.97

272

🚀 Startup Disruption 📉 2008 Financial Crisis 📱 Mobile Payments

The Money Hackers 89%

Banking's biggest disruption came from coders who just wanted to split a dinner bill without cash.

by Dan P. Simon 2020

3.97

272 ratings

🚀 Startup Disruption 📉 2008 Financial Crisis 📱 Mobile Payments

Mapping Innovation

by Greg Satell • 2017

Not every innovation problem needs disruption. The map for picking the strategy yours does.

3.90

240

🏢 Corporate Innovation 🗺️ Innovation Strategy 💥 Disruptive Innovation

Mapping Innovation 89%

Not every innovation problem needs disruption. The map for picking the strategy yours does.

by Greg Satell 2017

3.90

240 ratings

🏢 Corporate Innovation 🗺️ Innovation Strategy 💥 Disruptive Innovation

Blockchain Revolution

by Don Tapscott • 2016

The technology inside Bitcoin could replace banks, rewrite business, and reinvent how we govern.

3.39

5k+

🔗 Cryptocurrency 💳 Financial Technology 🌐 Decentralized Systems

Blockchain Revolution 89%

The technology inside Bitcoin could replace banks, rewrite business, and reinvent how we govern.

by Don Tapscott 2016

3.39

5k+ ratings

🔗 Cryptocurrency 💳 Financial Technology 🌐 Decentralized Systems

The AI Book

by Susanne Chishti • 2020

AI isn't incremental; it's a step change in finance. What investors and entrepreneurs must know now.

3.53

💳 Fintech 🤖 Ai In Finance 📈 Algorithmic Trading

The AI Book 89%

AI isn't incremental; it's a step change in finance. What investors and entrepreneurs must know now.

by Susanne Chishti 2020

3.53

17 ratings

💳 Fintech 🤖 Ai In Finance 📈 Algorithmic Trading

Open Innovation

by Henry Chesbrough • 2003

The old R&D model is dead. Ideas come from everywhere. Companies that don't open won't survive.

3.87

303

🔧 Innovation Management 🧩 Business Model Design 📜 Intellectual Property Strategy

Open Innovation 89%

The old R&D model is dead. Ideas come from everywhere. Companies that don't open won't survive.

by Henry Chesbrough 2003

3.87

303 ratings

🔧 Innovation Management 🧩 Business Model Design 📜 Intellectual Property Strategy

Modernising Money

by Andrew Jackson • 2012

Banks create 97% of all money through lending. That hidden power drives every crash.

4.34

🔄 Monetary Reform 🏛️ Banking Reform 💵 Money Creation

Modernising Money 89%

Banks create 97% of all money through lending. That hidden power drives every crash.

by Andrew Jackson 2012

4.34

53 ratings

🔄 Monetary Reform 🏛️ Banking Reform 💵 Money Creation

Beyond Bitcoin

by Simon Dingle • 2022

Bitcoin was the rehearsal. Smart contracts now replace banks, and the money is already moving.

3.90

121

🔗 Decentralized Finance 💰 Cryptocurrency 🤝 Trustless Systems

Beyond Bitcoin 89%

Bitcoin was the rehearsal. Smart contracts now replace banks, and the money is already moving.

by Simon Dingle 2022

3.90

121 ratings

🔗 Decentralized Finance 💰 Cryptocurrency 🤝 Trustless Systems

Open Innovation Results

by Henry Chesbrough • 2019

Breakthrough tech, stalled productivity. Open innovation's architect explains what must change.

4.09

🌀 Open Innovation 📉 Productivity Paradox 🏢 Corporate Innovation

Open Innovation Results 89%

Breakthrough tech, stalled productivity. Open innovation's architect explains what must change.

by Henry Chesbrough 2019

4.09

46 ratings

🌀 Open Innovation 📉 Productivity Paradox 🏢 Corporate Innovation

The Innovator's Solut!on

by Clayton M. Christensen • 2003

The exact playbook for making your next growth initiative a 37% winner, not a 6% also-ran.

4.06

14k+

🌀 Disruptive Innovation 🧭 Innovation Strategy 👁️ Customer Insight

The Innovator's Solut!on 89%

The exact playbook for making your next growth initiative a 37% winner, not a 6% also-ran.

by Clayton M. Christensen 2003

4.06

14k+ ratings

🌀 Disruptive Innovation 🧭 Innovation Strategy 👁️ Customer Insight

DeFi and the Future of Finance

by Campbell R. Harvey • 2021

Banks replaced by code, middlemen by protocols: the blockchain remaking of global finance.

3.50

597

🪙 Cryptocurrency 📱 Fintech ⛓️ Blockchain

DeFi and the Future of Finance 89%

Banks replaced by code, middlemen by protocols: the blockchain remaking of global finance.

by Campbell R. Harvey 2021

3.50

597 ratings

🪙 Cryptocurrency 📱 Fintech ⛓️ Blockchain

Cloudmoney

by Brett Scott • 2022

Cash blocks total surveillance of your spending. Banks and tech firms are dismantling it together.

3.66

480

💳 Digital Payments 🏦 Cashless Society 👁️ Financial Surveillance

Cloudmoney 89%

Cash blocks total surveillance of your spending. Banks and tech firms are dismantling it together.

by Brett Scott 2022

3.66

480 ratings

💳 Digital Payments 🏦 Cashless Society 👁️ Financial Surveillance

Innovation

by Mark Dodgson • 2010

Most innovations fail, and the pattern of those failures is not a bug but a design feature.

3.28

190

📚 Innovation Studies 🔄 Organizational Change 🤖 Technology And Society

Innovation 89%

Most innovations fail, and the pattern of those failures is not a bug but a design feature.

by Mark Dodgson 2010

3.28

190 ratings

📚 Innovation Studies 🔄 Organizational Change 🤖 Technology And Society

The Entrepreneurial State

by Mariana Mazzucato • 2011

The state funded the tech inside every iPhone. The private sector took the credit.

3.94

3k+

🏛️ Innovation Policy 🧬 Technology History 💰 Public Funding

The Entrepreneurial State 89%

The state funded the tech inside every iPhone. The private sector took the credit.

by Mariana Mazzucato 2011

3.94

3k+ ratings

🏛️ Innovation Policy 🧬 Technology History 💰 Public Funding

Big Bang Disruption

by Larry Downes • 2014

When a product beats yours on every dimension, your industry doesn't just shrink. It disappears.

3.59

245

🧨 Disruptive Innovation 📈 Exponential Technologies 🔄 Innovation Lifecycles

Big Bang Disruption 89%

When a product beats yours on every dimension, your industry doesn't just shrink. It disappears.

by Larry Downes 2014

3.59

245 ratings

🧨 Disruptive Innovation 📈 Exponential Technologies 🔄 Innovation Lifecycles

The Startup Way

by Eric Ries • 2017

Startup speed inside slow giants: turning divisions into labs and failure into fuel.

3.98

4k+

🏢 Intrapreneurship 🔄 Lean Startup Methods 🏗️ Organizational Transformation

The Startup Way 89%

Startup speed inside slow giants: turning divisions into labs and failure into fuel.

by Eric Ries 2017

3.98

4k+ ratings

🏢 Intrapreneurship 🔄 Lean Startup Methods 🏗️ Organizational Transformation

The Truth Machine

by Michael J. Casey • 2018

Trust used to require banks and governments. A shared digital record is making them optional.

3.67

1k+

🔗 Blockchain 🪙 Digital Currency 🏗️ Trust Infrastructure

The Truth Machine 89%

Trust used to require banks and governments. A shared digital record is making them optional.

by Michael J. Casey 2018

3.67

1k+ ratings

🔗 Blockchain 🪙 Digital Currency 🏗️ Trust Infrastructure

Exponential Organizations

by Salim Ismail • 2014

New organizations achieve 10x more with 10x less. The architecture is knowable and borrowable.

4.07

5k+

🏗️ Organizational Design 📱 Digital Transformation 💥 Disruptive Innovation

Exponential Organizations 89%

New organizations achieve 10x more with 10x less. The architecture is knowable and borrowable.

by Salim Ismail 2014

4.07

5k+ ratings

🏗️ Organizational Design 📱 Digital Transformation 💥 Disruptive Innovation

Digital to the Core

by Mark Raskino • 2015

Every industry is becoming a tech industry. The C-suite playbook just expired.

3.81

242

🖥️ Digital Transformation 🔄 Organizational Change 🧭 Digital Leadership

Digital to the Core 89%

Every industry is becoming a tech industry. The C-suite playbook just expired.

by Mark Raskino 2015

3.81

242 ratings

🖥️ Digital Transformation 🔄 Organizational Change 🧭 Digital Leadership

The Innovation Stack

by Jim McKelvey • 2020

Great companies don't disrupt. They layer innovations into interlocking systems no rival can copy.

4.22

2k+

🏗️ Business Innovation 🏰 Competitive Moats 🌊 Market Creation

The Innovation Stack 89%

Great companies don't disrupt. They layer innovations into interlocking systems no rival can copy.

by Jim McKelvey 2020

4.22

2k+ ratings

🏗️ Business Innovation 🏰 Competitive Moats 🌊 Market Creation

Disruptive Innovation

by Clayton M. Christensen • 2011

Leaders fall not to better products, but to simpler, cheaper ones their best customers rejected.

4.46

🏢 Corporate Innovation 🎯 Innovation Strategy 🔒 Organizational Inertia

Disruptive Innovation 89%

Leaders fall not to better products, but to simpler, cheaper ones their best customers rejected.

by Clayton M. Christensen 2011

4.46

67 ratings

🏢 Corporate Innovation 🎯 Innovation Strategy 🔒 Organizational Inertia

Dual Transformation

by Scott D. Anthony • 2017

Disruption demands two transformations: save the core, build the future, and the bridge between.

4.06

254

🏢 Corporate Innovation 🔄 Business Transformation 📉 Disruptive Innovation

Dual Transformation 89%

Disruption demands two transformations: save the core, build the future, and the bridge between.

by Scott D. Anthony 2017

4.06

254 ratings

🏢 Corporate Innovation 🔄 Business Transformation 📉 Disruptive Innovation

The Third Wave

by Steve Case • 2016

The Internet's next phase: health care, education, food. Disruptors need the disrupted as partners.

3.67

4k+

📱 Digital Transformation 🚀 Tech Entrepreneurship 🤝 Corporate Partnerships

The Third Wave 89%

The Internet's next phase: health care, education, food. Disruptors need the disrupted as partners.

by Steve Case 2016

3.67

4k+ ratings

📱 Digital Transformation 🚀 Tech Entrepreneurship 🤝 Corporate Partnerships

The Internet of Money

by Andreas M. Antonopoulos • 2016

Why money no longer needs a king: the network where any community mints its own currency.

4.05

4k+

💰 Cryptocurrency 🏛️ Monetary Systems 🔗 Peer-To-Peer Networks

The Internet of Money 89%

Why money no longer needs a king: the network where any community mints its own currency.

by Andreas M. Antonopoulos 2016

4.05

4k+ ratings

💰 Cryptocurrency 🏛️ Monetary Systems 🔗 Peer-To-Peer Networks

The Power of Little Ideas

by David C. Robertson • 2017

The real innovation wins come not from disruption but from complementing your strongest product.

3.88

229

🧭 Innovation Strategy 🔗 Product Ecosystems 🛡️ Low-Risk Innovation

The Power of Little Ideas 89%

The real innovation wins come not from disruption but from complementing your strongest product.

by David C. Robertson 2017

3.88

229 ratings

🧭 Innovation Strategy 🔗 Product Ecosystems 🛡️ Low-Risk Innovation

The Invincible Company

by Alexander Osterwalder • 2020

Lasting companies win on business models, not products, and disrupt themselves before rivals can.

4.29

656

🎨 Business Model Design 🏢 Corporate Innovation 🌱 Innovation Culture

The Invincible Company 89%

Lasting companies win on business models, not products, and disrupt themselves before rivals can.

by Alexander Osterwalder 2020

4.29

656 ratings

🎨 Business Model Design 🏢 Corporate Innovation 🌱 Innovation Culture

The Innovator's Method

by Nathan Furr • 2014

Ten times the experiments, zero waste: a systematic approach to innovation for large organizations.

4.12

716

🏢 Corporate Innovation 🚀 Lean Startup 🎨 Design Thinking

The Innovator's Method 89%

Ten times the experiments, zero waste: a systematic approach to innovation for large organizations.

by Nathan Furr 2014

4.12

716 ratings

🏢 Corporate Innovation 🚀 Lean Startup 🎨 Design Thinking

Creative Construction

by Gary P. Pisano • 2019

Large companies fail at innovation not because of size, but because they lack an innovation system.

4.02

128

🏢 Corporate Innovation 🗺️ Innovation Strategy 🌱 Innovation Culture

Creative Construction 89%

Large companies fail at innovation not because of size, but because they lack an innovation system.

by Gary P. Pisano 2019

4.02

128 ratings

🏢 Corporate Innovation 🗺️ Innovation Strategy 🌱 Innovation Culture

The Money Problem

by Morgan Ricks • 2016

Panics, not bubbles, destroy economies. And panics start wherever short-term debt acts like cash.

4.33

📋 Financial Regulation 🏦 Shadow Banking 🏃 Bank Runs

The Money Problem 89%

Panics, not bubbles, destroy economies. And panics start wherever short-term debt acts like cash.

by Morgan Ricks 2016

4.33

45 ratings

📋 Financial Regulation 🏦 Shadow Banking 🏃 Bank Runs

Create the Future + The Innovation Handbook

by Jeremy Gutsche • 2020

Why smart companies miss disruption: seven predictable traps, and the culture that overcomes them.

3.93

289

🏢 Innovation Culture 🏭 Corporate Innovation 🧠 Cognitive Biases

Create the Future + The Innovation Handbook Summary

Create the Future + The Innovation Handbook 89%

Why smart companies miss disruption: seven predictable traps, and the culture that overcomes them.

by Jeremy Gutsche 2020

3.93

289 ratings

🏢 Innovation Culture 🏭 Corporate Innovation 🧠 Cognitive Biases

The Innovator's Dilemma

by Clayton M. Christensen • 1997

Good management blinds firms to the cheaper, simpler technologies that eventually replace them.

4.04

61k+

🖥️ Technology Strategy 🏢 Corporate Innovation 🔄 Industry Evolution

The Innovator's Dilemma 89%

Good management blinds firms to the cheaper, simpler technologies that eventually replace them.

by Clayton M. Christensen 1997

4.04

61k+ ratings

🖥️ Technology Strategy 🏢 Corporate Innovation 🔄 Industry Evolution

Design Driven Innovation

by Roberto Verganti • 2009

User research cannot reveal the next breakthrough. Radical innovation is a proposal, not a response.

4.00

498

🧠 Innovation Strategy 🎨 Design Management ⚡ Radical Innovation

Design Driven Innovation 88%

User research cannot reveal the next breakthrough. Radical innovation is a proposal, not a response.

by Roberto Verganti 2009

4.00

498 ratings

🧠 Innovation Strategy 🎨 Design Management ⚡ Radical Innovation

Money. Wealth. Life Insurance.

by Jake Thompson • 2014

Life insurance can be your tax-free bank: borrow from it while your money keeps compounding.

4.16

908

🏦 Infinite Banking 💰 Tax-Free Investing 🛡️ Wealth Preservation

Money. Wealth. Life Insurance. 88%

Life insurance can be your tax-free bank: borrow from it while your money keeps compounding.

by Jake Thompson 2014

4.16

908 ratings

🏦 Infinite Banking 💰 Tax-Free Investing 🛡️ Wealth Preservation

The Prosperity Paradox

by Clayton M. Christensen • 2019

Poverty's cure is not aid. It is a business model aimed at people the market ignores.

4.27

1k+

🌍 Economic Development 🏗️ Market Creation 🔄 Disruptive Innovation

The Prosperity Paradox 88%

Poverty's cure is not aid. It is a business model aimed at people the market ignores.

by Clayton M. Christensen 2019

4.27

1k+ ratings

🌍 Economic Development 🏗️ Market Creation 🔄 Disruptive Innovation

The Entrepreneurial Mindset

by Rita Gunther McGrath • 2000

Build a venture pipeline from uncertainty: spot, test lean, and seize before competitors react.

4.19

264

🏢 Corporate Innovation 🧪 Business Experimentation 🔍 Customer Insight

The Entrepreneurial Mindset 88%

Build a venture pipeline from uncertainty: spot, test lean, and seize before competitors react.

by Rita Gunther McGrath 2000

4.19

264 ratings

🏢 Corporate Innovation 🧪 Business Experimentation 🔍 Customer Insight

The Mesh

by Lisa Gansky • 2010

Selling access beats selling ownership. One product, dozens of transactions, and the customers stay.

3.66

1k+

🤝 Sharing Economy 💡 Business Model Innovation ♻️ Circular Economy

The Mesh 88%

Selling access beats selling ownership. One product, dozens of transactions, and the customers stay.

by Lisa Gansky 2010

3.66

1k+ ratings

🤝 Sharing Economy 💡 Business Model Innovation ♻️ Circular Economy

Mission Economy

by Mariana Mazzucato • 2020

State-led missions built the internet and GPS; now turn that force on climate and inequality.

3.85

3k+

💡 Innovation Economics 🏛️ Public Sector Reform 🏭 Industrial Policy

Mission Economy 88%

State-led missions built the internet and GPS; now turn that force on climate and inequality.

by Mariana Mazzucato 2020

3.85

3k+ ratings

💡 Innovation Economics 🏛️ Public Sector Reform 🏭 Industrial Policy

The House of Dimon

by Patricia Crisafulli • 2009

How JPMorgan survived the crash while rivals died: the Jamie Dimon rulebook.

3.70

152

🏦 Post-Crisis Banking ⚠️ Risk Management 🏢 Corporate Culture

The House of Dimon 88%

How JPMorgan survived the crash while rivals died: the Jamie Dimon rulebook.

by Patricia Crisafulli 2009

3.70

152 ratings

🏦 Post-Crisis Banking ⚠️ Risk Management 🏢 Corporate Culture

What Would Google Do?

by Jeff Jarvis • 2009

The internet's most successful company wrote a playbook, and it has nothing to do with search.

3.87

11k+

🌐 Internet Business 🏗️ Platform Economics 🔓 Open Systems

What Would Google Do? 88%

The internet's most successful company wrote a playbook, and it has nothing to do with search.

by Jeff Jarvis 2009

3.87

11k+ ratings

🌐 Internet Business 🏗️ Platform Economics 🔓 Open Systems

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