📉 Budget Deficits

Examinations of government spending, fiscal policy, and the political battles over debt that shape economies and define the limits of what nations can promise their citizens.

Day of Reckoning

by Benjamin M. Friedman • 1989

The 1980s turned America's prosperity into a mortgage, with the next generation as collateral.

3.38

🏛️ Fiscal Policy ⚖️ Political Economy 💸 National Debt

Day of Reckoning 92%

The 1980s turned America's prosperity into a mortgage, with the next generation as collateral.

by Benjamin M. Friedman 1989

3.38

13 ratings

🏛️ Fiscal Policy ⚖️ Political Economy 💸 National Debt

The 7 Deadly Innocent Frauds of Economic Policy

by Warren Mosler • 2010

Why taxes don't fund spending, national debt is your savings, and trade deficits are a gift.

3.86

232

🏦 Modern Monetary Theory 🏛️ Central Banking 💼 Job Guarantee

The 7 Deadly Innocent Frauds of Economic Policy Summary

The 7 Deadly Innocent Frauds of Economic Policy 91%

Why taxes don't fund spending, national debt is your savings, and trade deficits are a gift.

by Warren Mosler 2010

3.86

232 ratings

🏦 Modern Monetary Theory 🏛️ Central Banking 💼 Job Guarantee

Broke

by Glenn Beck • 2010

America's real debt tops $64 trillion. Rome and Spain collapsed the same way.

4.01

2k+

💸 National Debt 🪙 Fiscal Conservatism 🏛️ Limited Government

Broke 90%

America's real debt tops $64 trillion. Rome and Spain collapsed the same way.

by Glenn Beck 2010

4.01

2k+ ratings

💸 National Debt 🪙 Fiscal Conservatism 🏛️ Limited Government

The Deficit Myth

by Stephanie Kelton • 2020

A currency issuer never runs out of money. The real spending limit is inflation, not debt.

4.02

10k+

💵 Modern Monetary Theory 📊 Fiscal Policy 💸 Deficit Spending

The Deficit Myth 90%

A currency issuer never runs out of money. The real spending limit is inflation, not debt.

by Stephanie Kelton 2020

4.02

10k+ ratings

💵 Modern Monetary Theory 📊 Fiscal Policy 💸 Deficit Spending

A Country Is Not a Company

by Paul Krugman • 2009

Why running a country like a business fails: the economic logic business leaders never learn.

3.98

244

🏛️ Economic Policy 📉 Trade Deficits 💱 Balance Of Payments

A Country Is Not a Company 90%

Why running a country like a business fails: the economic logic business leaders never learn.

by Paul Krugman 2009

3.98

244 ratings

🏛️ Economic Policy 📉 Trade Deficits 💱 Balance Of Payments

Boomerang

by Michael Lewis • 2011

A country-by-country tour of the financial crisis, where the deepest debts were cultural.

3.90

48k+

🏦 Financial Crises 🌍 Global Finance 📰 Financial Journalism

Boomerang 89%

A country-by-country tour of the financial crisis, where the deepest debts were cultural.

by Michael Lewis 2011

3.90

48k+ ratings

🏦 Financial Crises 🌍 Global Finance 📰 Financial Journalism

Paper Promises

by Philip Coggan • 2011

The gold standard died in 1914. The debt-fueled system that replaced it is dying now.

3.94

552

💰 Monetary History 🏦 Sovereign Debt ⚖️ Debt Politics

Paper Promises 89%

The gold standard died in 1914. The debt-fueled system that replaced it is dying now.

by Philip Coggan 2011

3.94

552 ratings

💰 Monetary History 🏦 Sovereign Debt ⚖️ Debt Politics

Crashed

by Adam Tooze • 2018

The 2008 crash was a transatlantic bank run, and what it really broke was politics, not markets.

4.29

4k+

💥 Financial Crises 🏦 Central Banking 🏛️ Political Economy

Crashed 89%

The 2008 crash was a transatlantic bank run, and what it really broke was politics, not markets.

by Adam Tooze 2018

4.29

4k+ ratings

💥 Financial Crises 🏦 Central Banking 🏛️ Political Economy

Can We Avoid Another Financial Crisis?

by Steve Keen • 2017

When private debt passes 150% of GDP, a crisis is coming. Most economists won't see it.

4.22

281

💥 Financial Crises 💳 Private Debt 🏦 Endogenous Money

Can We Avoid Another Financial Crisis? Summary

Can We Avoid Another Financial Crisis? 89%

When private debt passes 150% of GDP, a crisis is coming. Most economists won't see it.

by Steve Keen 2017

4.22

281 ratings

💥 Financial Crises 💳 Private Debt 🏦 Endogenous Money

The New Great Depression

by James Rickards • 2021

A virus didn't cause this depression. The lockdown did, and a recovery isn't coming.

3.52

1k+

🏛️ Austrian Economics 🏦 Monetary Policy Critique 📉 Deflation Economics

The New Great Depression 89%

A virus didn't cause this depression. The lockdown did, and a recovery isn't coming.

by James Rickards 2021

3.52

1k+ ratings

🏛️ Austrian Economics 🏦 Monetary Policy Critique 📉 Deflation Economics

The Real Crash

by Peter D. Schiff • 2012

America's recovery is a debt-fueled illusion. The 2008 crash was merely the preview.

3.88

1k+

🏫 Austrian Economics 💵 Monetary Policy 🥇 Gold Standard

The Real Crash 89%

America's recovery is a debt-fueled illusion. The 2008 crash was merely the preview.

by Peter D. Schiff 2012

3.88

1k+ ratings

🏫 Austrian Economics 💵 Monetary Policy 🥇 Gold Standard

Keeping the Republic

by Mitch Daniels • 2011

A governor's playbook for cutting debt and restoring self-reliance, minus the Washington fantasies.

4.02

252

💰 Fiscal Conservatism 🏛️ Limited Government 📉 Fiscal Policy

Keeping the Republic 89%

A governor's playbook for cutting debt and restoring self-reliance, minus the Washington fantasies.

by Mitch Daniels 2011

4.02

252 ratings

💰 Fiscal Conservatism 🏛️ Limited Government 📉 Fiscal Policy

You Need a Budget

by Jesse Mecham • 2010

Your current bank balance is the only number that matters. The budgeting system that starts there.

4.09

9k+

🧮 Zero-Based Budgeting 💰 Personal Budgeting 🧘 Financial Mindfulness

You Need a Budget 89%

Your current bank balance is the only number that matters. The budgeting system that starts there.

by Jesse Mecham 2010

4.09

9k+ ratings

🧮 Zero-Based Budgeting 💰 Personal Budgeting 🧘 Financial Mindfulness

Empire of Debt

by William Bonner • 2005

Empires take tribute from subjects. America borrows from them instead, and the bill is due.

3.90

332

🏛️ Sovereign Debt 🏚️ Imperial Decline 🏫 Austrian Economics

Empire of Debt 89%

Empires take tribute from subjects. America borrows from them instead, and the bill is due.

by William Bonner 2005

3.90

332 ratings

🏛️ Sovereign Debt 🏚️ Imperial Decline 🏫 Austrian Economics

Financially Stupid People Are Everywhere

by Jason Kelly • 2010

Credit cards, car loans, and mortgages are not tools. They are the traps that keep Americans broke.

3.50

134

🏡 Frugal Living 💳 Debt Reduction 🗽 Financial Independence

Financially Stupid People Are Everywhere Summary

Financially Stupid People Are Everywhere 88%

Credit cards, car loans, and mortgages are not tools. They are the traps that keep Americans broke.

by Jason Kelly 2010

3.50

134 ratings

🏡 Frugal Living 💳 Debt Reduction 🗽 Financial Independence

How an Economy Grows and Why It Crashes

by Peter D. Schiff • 2010

A cartoon island parable about why stimulus and easy credit always end in a crash.

4.15

5k+

🏫 Austrian Economics 📖 Economic Literacy 📉 Inflation Critique

How an Economy Grows and Why It Crashes Summary

How an Economy Grows and Why It Crashes 88%

A cartoon island parable about why stimulus and easy credit always end in a crash.

by Peter D. Schiff 2010

4.15

5k+ ratings

🏫 Austrian Economics 📖 Economic Literacy 📉 Inflation Critique

A Template for Understanding Big Debt Crises

by Ray Dalio • 2018

Debt crises are predictable. They follow a template, and the policy playbook is four moves.

4.35

3k+

💰 Financial Crises 🏦 Central Banking 📉 Monetary Policy

A Template for Understanding Big Debt Crises Summary

A Template for Understanding Big Debt Crises 88%

Debt crises are predictable. They follow a template, and the policy playbook is four moves.

by Ray Dalio 2018

4.35

3k+ ratings

💰 Financial Crises 🏦 Central Banking 📉 Monetary Policy

Adults in the Room

by Yanis Varoufakis • 2017

Europe's unelected chiefs demanded Greece ignore its voters. One minister refused and kept a record.

4.31

5k+

💸 Sovereign Debt 🇪🇺 European Integration 🗣️ Political Memoir

Adults in the Room 88%

Europe's unelected chiefs demanded Greece ignore its voters. One minister refused and kept a record.

by Yanis Varoufakis 2017

4.31

5k+ ratings

💸 Sovereign Debt 🇪🇺 European Integration 🗣️ Political Memoir

Why Save the Bankers?

by Thomas Piketty • 2016

The bailouts rescued banks, not citizens. An economist's plan to put democracy back in charge.

3.61

1k+

🧑‍🤝‍🧑 Economic Inequality 💶 Eurozone Crisis 🧾 Progressive Taxation

Why Save the Bankers? 88%

The bailouts rescued banks, not citizens. An economist's plan to put democracy back in charge.

by Thomas Piketty 2016

3.61

1k+ ratings

🧑‍🤝‍🧑 Economic Inequality 💶 Eurozone Crisis 🧾 Progressive Taxation

A Concise Guide to Macroeconomics

by David A. Moss • 2007

Macroeconomics essentials: output, money, trade, and the policy levers that shape prosperity.

4.04

1k+

🏛️ Macroeconomics 📚 Economic Literacy 🏦 Central Banking

A Concise Guide to Macroeconomics Summary

A Concise Guide to Macroeconomics 88%

Macroeconomics essentials: output, money, trade, and the policy levers that shape prosperity.

by David A. Moss 2007

4.04

1k+ ratings

🏛️ Macroeconomics 📚 Economic Literacy 🏦 Central Banking

Bailout Nation

by Barry Ritholtz • 2009

Wall Street keeps the upside. Taxpayers eat the losses. How America rewrote the rules of capitalism.

3.87

572

🏦 Financial Crises 💵 Monetary Policy 🏠 Housing Bubbles

Bailout Nation 88%

Wall Street keeps the upside. Taxpayers eat the losses. How America rewrote the rules of capitalism.

by Barry Ritholtz 2009

3.87

572 ratings

🏦 Financial Crises 💵 Monetary Policy 🏠 Housing Bubbles

Modern Money Theory

by L. Randall Wray • 2012

Taxes don't pay for government. They make its currency desirable. The real rules start from there.

4.22

327

💸 Modern Money Theory 🏦 Monetary Economics 📊 Fiscal Policy

Modern Money Theory 88%

Taxes don't pay for government. They make its currency desirable. The real rules start from there.

by L. Randall Wray 2012

4.22

327 ratings

💸 Modern Money Theory 🏦 Monetary Economics 📊 Fiscal Policy

The Global Minotaur

by Yanis Varoufakis • 2011

Global prosperity ran on America's twin deficits from the 1970s until 2008. Then the engine died.

4.17

2k+

🏦 International Economics 🏛️ Political Economy 📉 Financial Crises

The Global Minotaur 88%

Global prosperity ran on America's twin deficits from the 1970s until 2008. Then the engine died.

by Yanis Varoufakis 2011

4.17

2k+ ratings

🏦 International Economics 🏛️ Political Economy 📉 Financial Crises

Default

by Gregory Makoff • 2024

A century-old contract clause, a hedge fund, and a judge who nearly broke sovereign debt forever.

4.32

287

🏛️ Sovereign Debt 📉 Financial Crises 🌐 International Finance

Default 88%

A century-old contract clause, a hedge fund, and a judge who nearly broke sovereign debt forever.

by Gregory Makoff 2024

4.32

287 ratings

🏛️ Sovereign Debt 📉 Financial Crises 🌐 International Finance

Aftermath

by Rickards James • 2019

Central banks buried 2008 in printed money. The real crash comes when the printing stops.

4.09

676

🏦 Financial Crises 🏛️ Central Banking ⚠️ Systemic Risk

Aftermath 88%

Central banks buried 2008 in printed money. The real crash comes when the printing stops.

by Rickards James 2019

4.09

676 ratings

🏦 Financial Crises 🏛️ Central Banking ⚠️ Systemic Risk

A Fine Mess

by T.R. Reid • 2017

Six billion hours a year on taxes. Other countries need minutes. The reform we keep ignoring.

4.24

1k+

🧾 Tax Reform 🏛️ Public Finance 🕳️ Tax Loopholes

A Fine Mess 88%

Six billion hours a year on taxes. Other countries need minutes. The reform we keep ignoring.

by T.R. Reid 2017

4.24

1k+ ratings

🧾 Tax Reform 🏛️ Public Finance 🕳️ Tax Loopholes

The Breaking Point

by James Dale Davidson • 2016

Energy built the modern economy. The surplus is going away. The debt cannot survive it.

3.57

🏦 Financial Crises 💵 Monetary History ⚡ Energy Economics

The Breaking Point 88%

Energy built the modern economy. The surplus is going away. The debt cannot survive it.

by James Dale Davidson 2016

3.57

42 ratings

🏦 Financial Crises 💵 Monetary History ⚡ Energy Economics

Reckless Endangerment

by Gretchen Morgenson • 2011

Good intentions met Wall Street greed and captured regulators. The crisis was built to order.

3.96

2k+

🏦 Financial Crises ⚖️ Regulatory Failure 🏚️ Subprime Lending

Reckless Endangerment 88%

Good intentions met Wall Street greed and captured regulators. The crisis was built to order.

by Gretchen Morgenson 2011

3.96

2k+ ratings

🏦 Financial Crises ⚖️ Regulatory Failure 🏚️ Subprime Lending

When the Money Runs Out

by Stephen D. King • 2013

Western prosperity was a loan, not a promise. The stagnation now is structural, not a phase.

3.63

206

📉 Economic Stagnation ⚖️ Global Imbalances 💸 Financial Crises

When the Money Runs Out 88%

Western prosperity was a loan, not a promise. The stagnation now is structural, not a phase.

by Stephen D. King 2013

3.63

206 ratings

📉 Economic Stagnation ⚖️ Global Imbalances 💸 Financial Crises

The Total Money Makeover

by Dave Ramsey • 1994

Why your smallest debt comes first: the step-by-step plan that puts behavior ahead of math.

4.22

98k+

🏠 Household Budgeting 💳 Debt Elimination 🧠 Behavioral Finance

The Total Money Makeover 88%

Why your smallest debt comes first: the step-by-step plan that puts behavior ahead of math.

by Dave Ramsey 1994

4.22

98k+ ratings

🏠 Household Budgeting 💳 Debt Elimination 🧠 Behavioral Finance

Killing the Host

by Michael Hudson • 2013

Debt inflates wealth, then crushes the real economy; the 2008 bailouts saved the wrong patient.

4.34

387

🏦 Financialization 🏛️ Political Economy 💸 Debt Cycles

Killing the Host 88%

Debt inflates wealth, then crushes the real economy; the 2008 bailouts saved the wrong patient.

by Michael Hudson 2013

4.34

387 ratings

🏦 Financialization 🏛️ Political Economy 💸 Debt Cycles

The Price of Federalism

by Paul E. Peterson • 1995

Washington redistributes; states compete for growth. The pattern leaves Rust Belt cities behind.

3.37

💰 Fiscal Federalism 🇺🇸 American Federalism 📊 Public Finance

The Price of Federalism 88%

Washington redistributes; states compete for growth. The pattern leaves Rust Belt cities behind.

by Paul E. Peterson 1995

3.37

19 ratings

💰 Fiscal Federalism 🇺🇸 American Federalism 📊 Public Finance

Crisis Economics

by Nouriel Roubini • 2010

Financial crises are not rare. They are predictable, systemic, and already brewing again.

3.84

3k+

💥 Financial Crises 🌐 Global Finance ⚠️ Systemic Risk

Crisis Economics 88%

Financial crises are not rare. They are predictable, systemic, and already brewing again.

by Nouriel Roubini 2010

3.84

3k+ ratings

💥 Financial Crises 🌐 Global Finance ⚠️ Systemic Risk

A Generation of Sociopaths

by Bruce Cannon Gibney • 2017

A generation raised with no limits grew up, seized power, and wrote its appetite into law.

3.55

3k+

👴 Baby Boomer History 🗳️ Demographic Politics 🧾 Tax Policy

A Generation of Sociopaths 88%

A generation raised with no limits grew up, seized power, and wrote its appetite into law.

by Bruce Cannon Gibney 2017

3.55

3k+ ratings

👴 Baby Boomer History 🗳️ Demographic Politics 🧾 Tax Policy

First Principles

by John Brian Taylor • 2012

America's prosperity was built on five economic principles. Then it abandoned every one of them.

3.67

105

🏦 Monetary Policy 💰 Fiscal Policy 🗽 Economic Freedom

First Principles 88%

America's prosperity was built on five economic principles. Then it abandoned every one of them.

by John Brian Taylor 2012

3.67

105 ratings

🏦 Monetary Policy 💰 Fiscal Policy 🗽 Economic Freedom

Too Big to Fail

by Gary H. Stern • 2004

Policymakers always blink when big banks teeter. The fix borrows from how Volcker broke inflation.

3.60

🏦 Banking Regulation 📉 Financial Crises ⚠️ Moral Hazard

Too Big to Fail 88%

Policymakers always blink when big banks teeter. The fix borrows from how Volcker broke inflation.

by Gary H. Stern 2004

3.60

25 ratings

🏦 Banking Regulation 📉 Financial Crises ⚠️ Moral Hazard

GDP

by Diane Coyle • 2014

GDP was built for counting tanks and factories, not software, services, or a livable planet.

3.65

816

📏 Economic Measurement 📜 Economic History 🏛️ Macroeconomic Policy

GDP 88%

GDP was built for counting tanks and factories, not software, services, or a livable planet.

by Diane Coyle 2014

3.65

816 ratings

📏 Economic Measurement 📜 Economic History 🏛️ Macroeconomic Policy

The Return of Depression Economics and the Crisis of 2008

by Paul Krugman • 2008

2008 was not new. It was Japan's lost decade and Asia's meltdown, repeated.

3.83

9k+

🚨 Financial Crises 🌐 Global Finance 🏦 Shadow Banking

The Return of Depression Economics and the Crisis of 2008 Summary

The Return of Depression Economics and the Crisis of 2008 88%

2008 was not new. It was Japan's lost decade and Asia's meltdown, repeated.

by Paul Krugman 2008

3.83

9k+ ratings

🚨 Financial Crises 🌐 Global Finance 🏦 Shadow Banking

The Price Of Money

by Rob Dix • 2022

A 50-year-old system of money creation has quietly wiped out your savings. The exit plan.

4.45

775

🏦 Central Banking 💸 Fiat Currency 📉 Inflation Economics

The Price Of Money 88%

A 50-year-old system of money creation has quietly wiped out your savings. The exit plan.

by Rob Dix 2022

4.45

775 ratings

🏦 Central Banking 💸 Fiat Currency 📉 Inflation Economics

A Nation of Deadbeats

by Scott Reynolds Nelson • 2012

American booms and busts trace to borrowed optimism meeting foreign distrust.

3.69

136

📜 American Economic History 📉 Financial Panics 🫧 Speculative Bubbles

A Nation of Deadbeats 88%

American booms and busts trace to borrowed optimism meeting foreign distrust.

by Scott Reynolds Nelson 2012

3.69

136 ratings

📜 American Economic History 📉 Financial Panics 🫧 Speculative Bubbles

Angrynomics

by Eric Lonergan • 2020

Economic anger has two sources: grievances elites ignore, and tribal rage politicians exploit.

3.90

842

🏛️ Political Economy 📊 Economic Inequality 🏦 Monetary Policy

Angrynomics 88%

Economic anger has two sources: grievances elites ignore, and tribal rage politicians exploit.

by Eric Lonergan 2020

3.90

842 ratings

🏛️ Political Economy 📊 Economic Inequality 🏦 Monetary Policy

The World's Banker

by Sebastian Mallaby • 2004

Wolfensohn went to Nigeria to speed development. A prison cell taught what no plan can.

3.79

266

🌱 Development Economics 🤝 Multilateralism 💵 Foreign Aid

The World's Banker 88%

Wolfensohn went to Nigeria to speed development. A prison cell taught what no plan can.

by Sebastian Mallaby 2004

3.79

266 ratings

🌱 Development Economics 🤝 Multilateralism 💵 Foreign Aid

Capitalizing on Crisis

by Greta R. Krippner • 2011

Financialization was no blueprint. It was the state’s accidental escape from a crisis of legitimacy.

4.35

181

🏛️ Political Economy 📜 Financial History 📉 Financial Deregulation

Capitalizing on Crisis 88%

Financialization was no blueprint. It was the state’s accidental escape from a crisis of legitimacy.

by Greta R. Krippner 2011

4.35

181 ratings

🏛️ Political Economy 📜 Financial History 📉 Financial Deregulation

The Total Money Makeover Workbook

by Dave Ramsey • 2003

Smallest debt first, then the next. Interest rates do not matter. Momentum does.

4.28

4k+

📊 Personal Budgeting 🏡 Debt-Free Living 🧠 Behavioral Finance

The Total Money Makeover Workbook Summary

The Total Money Makeover Workbook 88%

Smallest debt first, then the next. Interest rates do not matter. Momentum does.

by Dave Ramsey 2003

4.28

4k+ ratings

📊 Personal Budgeting 🏡 Debt-Free Living 🧠 Behavioral Finance

Financial Adulting

by Ashley Feinstein Gerstley • 2022

Personal finance for the system we actually live in, not the one your parents had.

4.16

205

💰 Personal Finance Basics 📊 Budgeting 📈 Investment Basics

Financial Adulting 88%

Personal finance for the system we actually live in, not the one your parents had.

by Ashley Feinstein Gerstley 2022

4.16

205 ratings

💰 Personal Finance Basics 📊 Budgeting 📈 Investment Basics

The 10 Commandments of Money

by Liz Pulliam Weston • 2010

The spending formula that works, the debt to kill first, and the insurance you don't need.

3.71

203

🏦 Personal Finance 📊 Budgeting Systems 💳 Debt Reduction

The 10 Commandments of Money 88%

The spending formula that works, the debt to kill first, and the insurance you don't need.

by Liz Pulliam Weston 2010

3.71

203 ratings

🏦 Personal Finance 📊 Budgeting Systems 💳 Debt Reduction

The Federal Reserve and the Financial Crisis

by Ben S. Bernanke • 2013

What the Fed chair learned from the Great Depression that saved the global economy in 2008.

4.16

451

🏦 Central Banking 💰 Monetary Policy 📉 Financial Crises

The Federal Reserve and the Financial Crisis Summary

The Federal Reserve and the Financial Crisis 88%

What the Fed chair learned from the Great Depression that saved the global economy in 2008.

by Ben S. Bernanke 2013

4.16

451 ratings

🏦 Central Banking 💰 Monetary Policy 📉 Financial Crises

Why Minsky Matters

by L. Randall Wray • 2015

Crises brew inside calm markets: the economist who proved it and the policies his insight demands.

4.17

202

🏛️ Post-Keynesian Economics ⚠️ Financial Instability 🔄 Economic Cycles

Why Minsky Matters 88%

Crises brew inside calm markets: the economist who proved it and the policies his insight demands.

by L. Randall Wray 2015

4.17

202 ratings

🏛️ Post-Keynesian Economics ⚠️ Financial Instability 🔄 Economic Cycles

Breaking Free From Broke

by George Kamel • 2024

The financial industry profits from your stress. An exit strategy built on momentum, not math.

4.24

4k+

🧹 Debt Elimination 📋 Personal Budgeting 🧠 Behavioral Finance

Breaking Free From Broke 88%

The financial industry profits from your stress. An exit strategy built on momentum, not math.

by George Kamel 2024

4.24

4k+ ratings

🧹 Debt Elimination 📋 Personal Budgeting 🧠 Behavioral Finance

50 Economics Classics

by Tom Butler-Bowdon • 2017

Fifty classics, one insight each: the ideas that built modern capitalism, and the euro's fatal flaw.

4.21

569

📚 Economics Primers 🇪🇺 Eurozone Crisis 💰 Monetary Policy

50 Economics Classics 88%

Fifty classics, one insight each: the ideas that built modern capitalism, and the euro's fatal flaw.

by Tom Butler-Bowdon 2017

4.21

569 ratings

📚 Economics Primers 🇪🇺 Eurozone Crisis 💰 Monetary Policy

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